NEOMAAA trading feature illustration

Cent Account

Your Safe Entry to Trading

The Cent Account is a unique trading account type that allows you to trade with 100 times smaller contract sizes. This means you can practice trading with real market conditions, real spreads, and real execution, but with significantly reduced financial risk.

How It Works

When you deposit money into a Cent Account, your balance is automatically multiplied by 100 in the trading terminal:

  • Deposit $10 → Account shows 1,000 cents
  • Deposit $50 → Account shows 5,000 cents
  • Deposit $100 → Account shows 10,000 cents
  • Deposit $500 → Account shows 50,000 cents

Important: Your actual money remains the same. This is just a display conversion that makes position sizing easier and risk management more flexible.

Practical Trading Examples

Example 1: EUR/USD Trade

Account typeStandard AccountCent Account
Trade Size0.01 lot0.01 lot
Contract Value$1,000$10
1 pip movement$0.10$0.001 (0.1 cents)
50 pip profit$5.00$0.05 (5 cents)

Result: Same percentage gain, but 100 times less risk per trade.

Example 2: Risk Management Practice

Let's say you want to risk 2% of your account per trade:

Standard Account with $500:

  • 2% risk = $10 per trade
  • With 50 pip stop loss = 0.20 lot position size
  • Required margin (at 1:100 leverage) = $200

This uses 40% of your account as margin.

Cent Account with $500 (shows as 50,000 cents):

  • 2% risk = 1,000 cents per trade
  • With 50 pip stop loss = 0.20 lot position size
  • Required margin (at 1:100 leverage) = 2,000 cents ($20)

This uses only 4% of your account as margin - much safer.

Why Cent Account Is Different

Lower Psychological Pressure

Trading with $0.05 per pip feels different than trading with $5 per pip, even if the percentage is the same.

This helps beginners:

  • Make rational decisions without fear
  • Avoid emotional trading
  • Focus on strategy instead of money

More Trading Opportunities

With smaller position sizes, you can:

  • Open multiple positions simultaneously
  • Test different currency pairs at the same time
  • Practice portfolio diversification
  • Learn correlation trading

Realistic Expert Advisor Testing

Strategy Tester in MT5 is good, but nothing beats live testing:

  • Real slippage
  • Real spread fluctuations
  • Real server execution delays
  • Real market gaps

With a Cent Account, you can test your EA for weeks or months with minimal cost.

Compound Growth Practice

Learn how to grow a small account systematically:

  • Start with $100 (10,000 cents)
  • Target 10% monthly growth
  • Practice reinvesting profits
  • Track your progress without big losses

Account Specifications

Basic Parameters
  • Account Type: Cent (ECN)
  • Minimum Deposit: $5
  • Base Currency: CNT (cent)
  • Contract Size: 100x smaller than standard
  • Leverage: Up to 1:1000
  • Margin Call Level: 50%
  • Stop Out Level: 30%
Trading Conditions
  • Spread Type: Floating from 1 pip
  • Commission: No commission (spread-based)
  • Minimum Trade Size: 0.01 lots
  • Maximum Trade Size: 100 lots
  • Maximum Open Positions: 200 positions
  • Hedging: Allowed
Instruments Available
  • Forex: 50+ currency pairs
  • Metals: Gold, Silver (XAU/USD, XAG/USD)
  • Index: US30, US500, NAS100, GER40, UK100
  • Commodities: Oil, Natural Gas
  • Cryptocurrencies: BTC/USD, ETH/USD
Swap & Overnight Fees
  • Same rates as Standard Account
  • Triple swap on Wednesday/Friday
  • Calculated in cents (100x smaller in dollar terms)
Deposits & Withdrawals

Deposits

  • Minimum: $5
  • Maximum: No limit (but recommended $100-500 for learning)
  • Methods: Bank cards, e-wallets, crypto, bank transfer
  • Processing: Instant to 24 hours
  • Fees: FREE

Withdrawals

  • No restrictions on profit withdrawal
  • Same methods as deposit
  • Processing: 1-3 business days
  • Fees: Standard withdrawal fees apply

Important

When you withdraw, the amount is automatically converted back:

  • Withdraw 1,000 cents = Receive $10
  • Withdraw 10,000 cents = Receive $100

Ideal For

  • Complete Beginners

    • Never traded before? Start here.
    • Learn order types with minimal risk
    • Understand margin and leverage
    • Experience real market conditions
  • Strategy Developers

    • Test new trading systems in market
    • Validate backtesting results
    • Fine-tune entry and exit rules
    • Collect performance statistics
  • EA/Robot Traders

    • Forward test your Expert Advisors
    • Monitor real-world performance
    • Optimize parameters with data
    • Avoid costly mistakes on standard accounts
  • Risk-Averse Traders

    • Want to trade but worried about losses?
    • Practice with peace of mind
    • Build confidence gradually
    • Prove your strategy works before scaling up
  • Educational Purposes

    • Trading courses and mentorship programs
    • Practice what you learned in theory
    • Real-money experience without big commitment

Transition Path

  • 01

    Start Small

    • Open Cent Account with $50-100
    • Trade for 3-6 months
    • Goal: Achieve consistent profitability
  • 02

    Prove Your Strategy

    • Track your trades in a journal
    • Calculate win rate, risk/reward ratio
    • Maintain positive expectancy over 50+ trades
  • 03

    Scale Gradually

    • Once cost-effective on Cent Account consistently
    • Transition to Standard Account with similar risk percentage
    • Keep position size conservative at first
  • 04

    Advance to Raw Account

    • When you have $500+ and proven track record
    • Benefit from lower spreads and better execution
    • Continue growing with professional tools

Account Type Comparison

Features
Min Deposit, $
Contract Size, Units
Spread EUR/USD
Commission
Max Leverage
Min Trade
Stocks/ETFs
Account Manager
API Access
Ideal For
Leverage Limits
Major Forex Pairs
Minor Forex Pairs
Exotic Forex Pairs
Metals (Gold/Silver)
Index
Commodities (Oil)
Cryptocurrencies

Cent

Learning and practice account with reduced risk

Features
Min Deposit, $$5
Contract Size, Units1K
Spread EUR/USD1.0 pips
CommissionNo
Max Leverage1:1000
Min Trade0.01 lot
Stocks/ETFsNo
Account ManagerNo
API AccessNo
Ideal ForLearning
Leverage Limits
Major Forex Pairs1:1000
Minor Forex Pairs1:1000
Exotic Forex Pairs1:200
Metals (Gold/Silver)1:500
Index1:200
Commodities (Oil)1:200
Cryptocurrencies1:10

Standard

Professional trading with full-size contracts

Features
Min Deposit, $$50
Contract Size, Units100K
Spread EUR/USD1.0 pips
CommissionNo
Max Leverage1:500
Min Trade0.01 lot
Stocks/ETFsNo
Account ManagerNo
API AccessNo
Ideal ForTrading
Leverage Limits
Major Forex Pairs1:500
Minor Forex Pairs1:500
Exotic Forex Pairs1:100
Metals (Gold/Silver)1:200
Index1:100
Commodities (Oil)1:100
Cryptocurrencies1:10

Raw

Premium conditions for high-volume traders

Features
Min Deposit, $$500
Contract Size, Units100K
Spread EUR/USD0.1 pips
Commission$3/lot
Max Leverage1:200
Min Trade1.0 lot
Stocks/ETFsYes
Account ManagerYes
API AccessOptional
Ideal ForProfessionals
Leverage Limits
Major Forex Pairs1:200
Minor Forex Pairs1:200
Exotic Forex Pairs1:50
Metals (Gold/Silver)1:100
Index1:50
Commodities (Oil)1:50
Cryptocurrencies1:5

Cent Account for Low-Risk Trading

Start trading with just $5 on NEOMAAA's Cent Account, where contract sizes are 100 times smaller than standard lots. Enjoy leverage up to 1:1000, spreads from 1.0 pip, and zero commission while trading real markets with real execution on MetaTrader 5.

The Cent Account is ideal for beginners learning to trade, testing new strategies, and practicing risk management with reduced financial exposure. All spreads and execution conditions mirror the Standard Account. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage.

Risk Warning

Even though Cent Accounts have reduced risk, forex trading still involves the possibility of loss.

  • Never invest money you cannot afford to lose
  • Use proper risk management
  • Educate yourself before trading
  • Consider seeking independent financial advice

Frequently Asked Questions

Start Trading

01
Register
Create your free account online in under 2 minutes
02
Verify
Complete KYC verification securely and instantly
03
Deposit
Fund your account via 120+ supported payment methods
04
Trade
Access 2000+ instruments and start trading live